Who else but your credit union gives you an interest rebate on your loans each year?!  For 2009 the interest rebate was 11%! (Interest rebates are paid back to members in their share/savings accounts of 12/31 of each year on all loans except MasterCard & loans in default/bankruptcy.)

Overdraft Protection:  Unsecured line of credit that backs up your checking account. Overdraft protection draws will be made in $200  increments and are limited to 3 per month.

Personal Loans: Rates starting as low as 7.9%!Maximum Term 36 months.  

Other Secured: Rates as low as 6.4% APR! New/used
Boats, Horse Trailers, etc. Terms based on value of collateral. On loan balances over $15,000 up to 7 years maximum term may be approved. 
RV's:  Up to 144 months may be approved.
Motorcycles:  Pick which terms you want!  Either vehicle or Other Secured.
Tractors: Same low rates as our vehicle loans!

Unimproved Real Estate: Fixed rate loans secured by acreage in Texas, starting as low as 6.9% for up to 180 months. A minimum of 5% down payment is required. Maximum loan amount $300,000.  

TSC/Term Share Certificate Secured:                    Use your Term Share Certificate as collateral.
2% above the dividend rate for 24 months or
3% above the dividend rate for 36 months.
Share Secured: 2% above the dividend rate for 24 months and 3% above the dividend rate for 36 months%.