Other Loan Types:

If we can put a value on it, we'll probably loan on it!

Plus, each year we thank you for your loan business with an **interest rebate!   Your CU Board of Directors declared a 18% **interest rebate for 2016!

Call your loan officer directly:

Pamela: 972-457-1855
Maria: 972-457-1844
Natasha: 972-457-1811

New/used Boats, Jet Skis, etc.

Rates as low as 3.9% APR* for 36 months & 4.9% APR* for 37-84 months!

$15,000 minimum loan balance to go 84 months. Amount loaned based on value of collateral.

 

 

 

 

RV's/Motor Homes/5th Wheels:

Rates as low as 3.9% APR* for up to 36 months & as low as 4.9% APR* for up to 144 months may be approved.

(20% cash down usually required.)

Motorcycles:

Your choice! You can choose either Vehicle or Other Secured rates and terms.

 

 

 

 

 

 

We have partnered with
MemberHomeLoan, LLC
to offer land/lot and
residential mortgage loans.
Apply online by clicking
the link to the right.

  

Tractors:

 

Same low rates as our vehicle loans,
starting as low as 1.4% APR!
 

 

 

 

Horse Trailers:

Rates as low as 3.9% APR* for 36 months and 4.9% APR* for 37-84 months.

Minimum $15,000 loan balance for 84
month term.

Yes, we'll even make you a loan for the horse!  (personal loan rates & terms.)

 

4 Wheelers:

Rates as low as 3.9% APR*.

Amount loaned based on value of collateral.

Up to 72 months may be approved.

 

 

 

Personal Loans:

Have you heard?  With our personal loan rate special, you may qualify for a personal loan as low as 2.9% APR*!   How?  Just borrow a minimum of $1,000 and and we'll reduce your personal loan rate by 1% per secured loan you have with us up to 3%! Perfect for your holiday cash needs and much better than using credit cards!
Don't get "ripped off" with a payday or title loan, we make personal loans for as little as $500. 

Term Share Certificate Secured:

Use your own Term Share Certificate as collateral with an interest rate of only 1% APR* above the dividend rate of the certificate.

Term will equal remaining term of certificate.

 

 

Share Secured:

Use your regular share/savings as collateral with an interest rate of only 1% APR* above the current share rate for 24 months and 2% APR* above the current share rate for 36 months.

Overdraft Protection:

  Enjoy the confidence of having an unsecured line of credit that backs up your checking account!        
Avoid NSF fees, the hassle of checks being returned, etc.

Overdraft protection is just that--it protects you!  Draws are made in $200 increments with a maximum of 3 per month.

 

Balance Monthly Payment Annual Percentage Rate Daily Periodic Rate
$1-300 $15 15.00% 0.041096%
$301-600 $30 15.00% 0.041096%
$501-1000 $45 15.00% 0.041096%

 

We make student loans!

Click on the graduation cap link or call 800-373-0799 for more info.

*APR = Annual Percentage Rate

**Interest rebates are paid 12/31 of each year on all loans except Student loans, MasterCard, real estate loans through MemberHomeLoan and loans in default or bankruptcy.

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