Since 1999, ICEFCU has returned $3,787,524 back to its Members in the form of finance charge rebates and bonus dividends.

auto loan rates as low as 1.99% apr

Welcome To The New Website! Learn more about our new features for Online, Mobile Banking and Bill Pay! LEARN MORE

Login Today!

All Rates


ICEFCU 59th Annual Meeting of the Members

A Call for Candidates: There are three seats up for election on the Credit Union’s Board of Directors. Christine Hadley, Wayne Lambert and Dan Vedral have been appointed by the Board to serve on the 2021 Nominating Committee. On August 4, 2021, the committee reviewed all applications and selected the candidates they considered the most qualified to serve. The names of the candidates selected are: James Johnson, Chuck Majors and Joseph Palomar.

You can still be included on the ballot by requesting a Petition Form by emailing and having 46 ICEFCU members sign it. The petition will then be submitted to the Nominating Committee for inclusion on the official ballot. The deadline to file a Nomination by Petition form is September 14, 2021. No nominations will be accepted from the floor at the annual meeting.

Your Board of Directors and Committee members are volunteers and serve without pay, donating their time and expertise.

ICEFCU’s Ebanking Services

ICEFCU’s digital options for you to be able to access your account from any computer, telephone, or mobile device.

Online Banking

All Online Banking users will have to register as new users to log in for the first time.

Click on “New Users”, create a new User ID, and follow the prompts to set up your account.

Mobile App

Visit the Apple App Store or Google Play Store and search for Irving City Employees FCU to download our new Mobile App to your personal device. Follow the steps above for account access. Use the same login user id and password as Online Banking.

Bill Pay

Bill Pay is now part of Online Banking. Click on the Bill Pay tab to sign-up, enter all of your payees and schedule your payments. New feature: eBill service!

Telephone Banking (ICECUBE)

You can now reach our phone teller 24/7 at 866-301-1492 to obtain your account balances, transfer funds, and confirm deposits and withdrawals. Follow the steps for “New User.”


(Starting as low as)
From: 2.19% APR* To: 1.99% APR*

With auto loan rates as low as 1.99% APR* – Finish 2021 with a new ride or start saving money today by refinancing that high rate auto loan.

DON’T WAIT It is so simple! Just call 972-259-1233.

* APR – annual percentage rate Restrictions may apply


On July 30th, ICEFCU members came together with the purpose of expressing their love for the credit union under the common hashtag #ilovemycreditunion! Below is a few samples of their responses:

I’ve been banking here since 1993…. LOVE IT! The “small” family atmosphere is great, and love all of the personal attention; not to mention savings with loan rates and rebates. I LOVE BANKING HERE! – C L Caudle

I have been a member of the credit union for 21 years and have always used them for my loans. They offer the best interest rates and customer service ever! The interest rebate at the end of the year is just icing on the cake! – S Shepherd

I’ve been with ICEFCU since 1986! It’s a multigenerational thing! My dad joined the credit union when he was a Police Officer in the early 70s! Now my son has an account here! We’ve bought all of our vehicles through them!! They’re so friendly and outgoing!! Best thing is you get to talk to a live person without going through 50 prompts first. I’ll never leave this place. Love it !!! – C Smith

Connect With Us